10 Small Accounting Firms in Singapore: A Founder's Roundup

Ask ten Singapore founders which accounting firm to hire and you will get ten answers, most of them based on who they went to lunch with. This guide replaces that lunch. We've put together a fair, factual roundup of small accounting firms serving Singapore SMEs, what each is good at, and how to pick.

Yes, we're one of them. We'll say what we do openly and let you compare on the same fields.

What "small accounting firm" means here

A small accounting firm serving SMEs typically offers monthly bookkeeping, annual financial statements, ECI and Form C-S filing, GST returns, payroll, and corporate-secretarial support. Some also do incorporation. Only a handful do statutory audit; that is a separate profession, and firms that offer audit are usually larger practices (Grant Thornton, RSM, Baker Tilly, and the Big Four). This roundup focuses on outsourced compliance and finance firms, not audit firms.

Harvest does not offer audit either. If your company has crossed the audit-exemption thresholds, you'll need an audit firm alongside your accounting firm.

The firms, grouped by type

Rather than rank them one to ten, which would imply a league table that does not exist, here they are grouped by how they actually work. Match the group to how you want to run your finance, then compare within it. We've put ourselves in the group we belong to, Xero specialists, and describe ourselves on the same fields as everyone else. Each summary is based on each firm's own website, checked on 22 October 2026; prices change, so confirm before you sign. Software details were checked against Xero's Singapore advisor directory in October 2026; where a firm doesn't name its software, we say so.

Cloud platforms (bundled, portal-first)

Best for digitally run startups and low-volume SMEs who want compliance handled in one portal.

Sleek

• What they do: Bookkeeping, accounting, corporate tax, GST, payroll, incorporation, and corporate secretary. Bundled platform model.
• Software: Its own SleekBooks software on the entry plans; Xero is included on Accounting Premium. Listed in Xero's Singapore advisor directory.
• Starting price: Published on its site, billed annually, for companies with annual expenses under S$30,000: Annual Filing & Bookkeeping from S$75/month, Accounting Essentials from S$90/month, Accounting Premium from S$250/month. Prices rise with your expense bracket.

Osome

• What they do: Bookkeeping, corporate tax, GST, payroll, incorporation, corp sec.
• Software: Its own app is included; if you already use Xero, Osome works in your Xero file and you pay the Xero subscription separately. Listed in Xero's Singapore advisor directory.
• Starting price: Published on its site: Operate from S$75/month (S$898 billed annually) for annual revenue under S$30,000. Packages are priced by annual revenue.

Counto

• What they do: Outsourced accounting, tax, corp sec. Positioned as a tech-forward provider.
• Software: Runs on its own AI-driven finance platform and is not listed in Xero's advisor directory. Ask which ledger your data lives in and how you would export it.
• Starting price: Published on its site, priced by annual revenue. At S$50,000 revenue: Annual Reporting from S$850/year, Monthly Reporting from S$100/month billed annually, Virtual CFO from S$550/month.

Xero specialists (an accountant relationship, on Xero)

Best for SMEs that have outgrown a light-touch portal and want a real accountant relationship on Xero, with data they own.

Harvest Accounting (full disclosure: this is us)

• What we do: Xero-based monthly bookkeeping, annual financial statements, corporate tax (ECI + Form C-S/C), GST filing, payroll, and corporate secretarial services. No audit.
• Software: Xero only. Xero Singapore Accounting Partner of the Year 2025 and Digital Innovator of the Year 2025 (Xero Awards Asia). Pre-approved EDGE grant vendor (formerly PSG) for Xero setup.
• Starting price: One fixed monthly fee from S$300/month, covering monthly bookkeeping, management accounts, annual financial statements, Form C-S and your Xero subscription. GST, payroll, and corporate secretarial are quoted as add-ons to your scope. Full details on our pricing page.
• For advanced needs: when a business outgrows task-based outsourcing but isn't ready for a full-time finance hire, we also place a fractional financial controller in the business two to four days a week, on a fixed monthly fee.

Timcole

• What they do: Bookkeeping, financial statement compilation, corporate tax, GST, payroll, XBRL, incorporation, corporate secretarial, and work-pass applications. A broad, full-service firm with a named accountant assigned to each client.
• Software: Listed in Xero's Singapore advisor directory as a certified Xero partner; sets up and runs clients on Xero.
• Starting price: Published on its site: monthly bookkeeping from S$200/month (under 30 transactions, no GST) or S$300/month with GST filing, billed quarterly; annual accounting from S$1,600/year. The cloud software subscription is excluded.

Back office and finance for growing startups

Best for funded or growing companies needing more than compliance bookkeeping, such as finance operations or a fractional finance function.

HeySara

• What they do: Bookkeeping, accounting, tax, corp sec. Modern back-office provider.
• Software: Runs services through its own managed platform; it does not name its accounting software and is not listed in Xero's advisor directory. Ask directly.
• Starting price: Quote-based; corp sec is often the entry service.

Lanturn

• What they do: Outsourced finance and accounting, with a fund-admin adjacency; positioned toward funded startups and growing companies.
• Software: Listed in Xero's Singapore advisor directory.
• Starting price: Quote-based; not aimed at the cheapest annual-filing tier.

Incorporation-first and corporate-services groups

Best for foreign founders setting up in Singapore who want incorporation plus ongoing support, and sometimes immigration or licensing, from one firm.

3E Accounting

• What they do: Accounting, bookkeeping, tax, payroll, incorporation, corp sec. Traditional outsourced-firm model.
• Software: Listed in Xero's Singapore advisor directory.
• Starting price: Published on its site: bookkeeping packages from S$109/month including GST for dormant or very low-activity companies, and S$200 to S$600/month for standard SMEs, depending on transaction volume.

Rikvin

• What they do: Incorporation-first firm that also offers accounting, tax, corp sec, and payroll. Long-established brand for foreign founders and subsidiary setups.
• Software: Not named on its accounting pages, and not listed in Xero's advisor directory. Ask.
• Starting price: Quote-based; no prices on its accounting pages.

WLP Group

• What they do: Accounting, bookkeeping, tax, incorporation, corp sec, immigration. Broader corporate-services group.
• Software: Offers Xero cloud accounting services and Xero courses on its site, though it is not listed in Xero's advisor directory.
• Starting price: Quote-based; no prices on its accounting pages.

What each firm's starting price actually gets you

Prices are only comparable when the scope is the same. Here's what to check inside each quote before you decide.

A S$75/month "accounting" package often stops at bookkeeping and year-end filing; a GST-registered business with two employees on payroll should expect a total closer to S$400-S$1,000/month once everything is priced properly.

How to choose: seven questions worth asking

1. What exactly is in the base package? Get the scope in writing, not the salesperson's summary. Confirm bookkeeping frequency, GST, payroll, tax, and corp sec inclusion.
2. What's the transaction limit? Ask what counts as an "extra" transaction and how they charge for it.
3. Whose software is it? Xero and QuickBooks give you data portability. A proprietary portal often does not. To confirm a firm is a Xero partner, search for it in Xero's advisor directory.
4. Who does the work? A named accountant, a team, or a global back-office? Any of these can work; the wrong fit for your comms style is the problem.
5. What's the response-time commitment? Ask for the actual SLA, not "we're responsive."
6. What is the catch-up cost? If you're migrating messy books, expect S$500-S$2,000 in setup.
7. Are they a registered corporate service provider (CSP)? Firms that file with ACRA or act as company secretary for clients must register as a CSP under the Corporate Service Providers Act 2024. You can check any firm with Bizfile's entity search.

Our full decision guide for choosing an accounting firm in Singapore goes through these questions in depth. If pricing is your primary concern, our how much does an accountant cost in Singapore piece has the full breakdown.

Typical fee ranges (2026)

Real market ranges from our conversations and public price data:

Setup / catch-up work is usually one-off, roughly S$500-S$2,000, depending on how far behind the books are.

Frequently asked questions

How do I know if I need a small accounting firm at all?

If you file GST, hire employees, or want monthly management accounts on Xero, an accounting firm generally pays for itself in time saved and mistakes avoided. If you have almost no transactions and no employees, DIY bookkeeping plus a year-end accountant may be enough. Our bookkeeping DIY vs outsource guide has the decision points.

Should I go with the cheapest platform?

Cheap works if your scope stays inside the base package. The problem shows up at the first GST return, the first payroll hire, or the first Xero migration. Compare quotes at the actual scope of your business, not at the platform's showcase entry price.

Is a "big" firm always safer than a small one?

No. What matters is the person or team doing your work, the software they use, and whether the firm has real experience with a business like yours. A small firm with a Xero specialist can outperform a large firm running things on spreadsheets.

Do small firms handle audits?

Most do not, ourselves included. Audit is a separate professional service that requires Public Accountant registration under ACRA. If your company crosses the audit-exemption thresholds, you'll need to appoint an auditor alongside your accounting firm.

Can I switch accounting firms mid-year?

Yes, and it's straightforward on Xero. See our guide on how to switch accounting firms in Singapore for the transition steps.

Ready to compare us properly?

If Harvest sounds like a fit, our full service list walks through what a monthly package looks like. Book a free consultation and we'll give you a scoped quote, plus an honest view of whether we're the right firm for your business, or which one on this list might be.